Founding stageThe public-benefit foundation is established; the institution described is designed, not yet built. Founding capital builds it.
Questions & Answers

Asked often. Answered plainly.

The questions funders, partners and sceptical readers ask most, answered in line with the Founding Memorandum and the Due Diligence Book behind it. For anything deeper, the full evidence volume opens to prospective founders in due diligence.

The Institution

What is UnitedPeoples?

A civic operating system: the institutional infrastructure democratic society needs, built now while building is still possible. UP combines an established Dutch public-benefit foundation (ANBI — the mission-holder) with a planned company locked to that mission (designed for B Corp certification — the operating entity), bound by a Three-Way Flywheel written into its legal charter. Members take part through Circles — fifteen GlobalCircles spanning every domain of human progress, with ThemedCircles inside them, BrandedCircles hosted by aligned institutions, and LocalCircles for members who choose deeper peer groups. Within Circles, members deliver Projects: the working unit of UP impact.

How does UP differ from a movement, an NGO, or a foundation?

Movements run on charisma and momentum; they rarely have a durable institutional form. NGOs work within specific mandates and donor cycles. Foundations give philanthropic capital away but do not, themselves, earn it. UP is a permanent institution with member-anchored governance, an economic engine locked in by its charter, and a financial design built to fund its mission forever from its own earnings. It is the category you build when the existing ones are not enough.

Why is UP based in The Hague?

The Hague is the global seat of international law — home of the International Court of Justice and the Peace Palace. The Netherlands offers a stable, internationalist legal system, ANBI charity recognition for the foundation, and a regulatory environment compatible with the planned UP Bank. Stichting UnitedPeoples is registered at Burgemeester de Monchyplein 74, The Hague.

Is any of this operating today?

The foundation is — Stichting UnitedPeoples, established by notarial deed in June 2024, ANBI-confirmed, with a constituted board. The company, the banks, the platform and NAVi are designed, specified and ready for scrutiny; they will be built with founding capital. The site holds that line precisely throughout.

Does UP have a track record, or is it starting from zero?

New as an institution, not as a body of work. The design rests on three intensive years of work, building on a decade before it under the Leaders Expedition (2016–2020), which engaged roughly 1,000 contributors in more than 35 countries. The founder has invested over €425,000 and, across all contributors, more than 30,000 hours.

The Strategic Frame

What is the Meta-Crisis?

One coordination failure showing up across many systems — climate destabilisation, democratic erosion, technological disruption, inequality, and institutional drift. Not five separate crises needing five separate responses: one underlying failure to coordinate across institutions, expressed differently in each domain. UP says Meta-Crisis, not 'polycrisis', to convey that unity.

What does UP promise — and what does it not?

UP does not promise to prevent the Meta-Crisis, or to outrun a hardening politics and an accelerating technology. It makes one promise: to be the institution democratic society needs, built now while building is still possible. 100 million members by 2035 is the decade's stepping stone; ~500 million by 2045 is the civilisational target, within the range tipping-point research identifies.

Why two horizons — 2035 and 2045?

They answer two different questions. The first (Y10, 100M members) is the basis on which founding capital is requested — a mature, financially viable, proven architecture. The second (Y20, ~500M) is the basis on which the case for the category is made. The Moonshot — an Age of Thriving by 2035 — is the world's clock, not the plan's: at a 2026 start the two coincide, and each year of delay pushes Phase 1 completion past 2035. That is itself the argument for funding now.

Is UP partisan, or political?

Neither, in the sense the question usually means. UP is structurally neutral, not timid: it is openly committed to pluralist democracy, open societies and human dignity — and defending that foundation is not a partisan act; it is the Tenets. UP retires the left–right line as the test of belonging. The boundary runs between those who hold the pluralist compact and those who reject it — a matter of disposition, never of position, and not of left versus right. The Tenets speak to the full breadth of that compact, from committed progressives to principled conservatives, and do their work through what members affirm rather than in the language of any faction.

Membership & Experience

How will someone become a member?

By affirming the Tenets — the Moonshot, Charter, First Principles and Membership Pledge — and completing the joining flow, open to anyone aged 18 or older. Joining is anchored in ACE practice and produces a starting THRIVE Plan: joining itself yields a plan, a Circle, and a first action.

Why will membership be free?

Because UP is a civic institution, not a marketplace. The financial engine generates the resources that fund the institution; members are not the revenue source. All Year-1 features are committed to staying free forever — premium services may be added later, but UP will never charge for anything that was previously free.

Do I have to join a neighbourhood group?

No. LocalCircle membership is never part of onboarding — it is a deeper engagement choice made over time, expected of roughly a quarter of members. New members participate immediately through the UP HUB, NAVi, the GlobalCircles and Projects.

What is the THRIVE Plan?

Each member's personal roadmap for flourishing — livelihood, learning, health, purpose — and, at the same time, a defined slot in UP's collective effort. A plan containing both 'improve my public speaking' and 'launch a community garden' works identically for both: each goal tracked, supported and added up the same way, animated by the DARE rhythm and supported by NAVi.

What is a Project?

The basic unit of UP impact: led by members, anchored in a Circle, scoped on a one-page plan (a Lean Canvas), validated by peer endorsement, and tracked through visible commitments. It is how UP separates itself from engagement platforms — it counts action delivered, not posts, likes or time on the platform. A Project might be a community garden, a policy brief, a local skills programme or a research collaboration; the form varies, the discipline does not. In the Medium case UP delivers around 5.9 million Projects a year at the first horizon.

How will UP handle member data and privacy?

Attention earned, never extracted. UP is civic infrastructure, not an attention business: members own, transfer and erase their own data; member data is never sold; NAVi is never tuned against members' interests; privacy is built into the design and enforced in the code, not just promised in a policy. Open data formats and open protocols underpin the commitment: taking your data with you is built in, not promised.

Does UP use gamification like social media?

UP rewards contribution, not attention — the opposite of the incumbent platforms. Recognition is measured in validated contribution and results, never in time on the platform or streaks. Two firewalls are fixed: recognition can never be converted to money, and it confers no governance power.

Isn't this a cult, or techno-utopian?

No — and the design makes that checkable rather than merely reassuring. Membership is voluntary and exit is real: members own, transfer and erase their own data at will. There is no dependence on a charismatic leader — the mission lives in the legal charter and a term-limited board that appoints its own successors, not in any person, and the founder's double role is a launch arrangement that ends. The Tenets are pluralist and non-dogmatic; they are affirmed, not preached. Recognition is firewalled from both money and governance, so there is nothing to extract and no inner ring to climb. And UP is not utopian: it promises neither to prevent the Meta-Crisis nor to perfect anything — it is institution-building, specified and benchmarked to real institutions.

Governance & Method

How will UP be governed?

Under a ratified hybrid Holacratic constitution — a governance rulebook in which authority sits with clearly defined roles under explicit rules, binding those who lead as tightly as those who follow. Day to day, decisions move through Consentus — forward unless there is a reasoned, risk-based objection: 'good enough for now, safe enough to try.' The foundation's unpaid, term-limited board, which appoints its own successors, holds the mission; it cannot be bought, inherited, or seized from outside.

What stops UP's governance from being captured?

Resistance to capture is built into the design. Recognition is firewalled from both governance and capital — no quantity of UP Points buys, weights or gates a vote. Authority is spread across roles and exercised by consent, not accumulated through participation. The Tenets are pluralist and explicitly non-partisan, and the mission-lock is enforceable in law.

What is ACE? What is DARE?

ACE — Appreciative Collaborative Exploration — is UP's cultural operating system: the daily practice through which the Tenets are lived, replacing point-scoring critique with building each other up. DARE is its four-step rhythm: Discover (what strengths exist?) · Aspire (what bold future can we imagine?) · Refine (what is safe enough to try now?) · Empower (who will act, and what support is needed?).

What is NAVi — and what is it not?

NAVi is every member's AI companion: cultural steward, operational support, and the connecting tissue across the ecosystem. It is not a decider — it does not vote, govern or rule. NAVi is software, called 'it' by deliberate choice; it never pretends to be a person, sends questions of judgement back to people, and is accountable through the systems that build and govern it — ultimately the foundation and an independent ethics board.

Will UP be open source?

Where openness serves the mission — yes, deliberately and permanently. UP commits to open data formats and open protocols across the platform, so member data is portable and the systems can work with others by design; to a transparent licensing position that states plainly which components are open for the community to extend and which are hosted; and to publishing rather than enclosing wherever publication serves the mission — the open-source AI-ethics standard NAVi will run on is the leading example. The component-by-component licensing position is settled in the Design Sprint. Two guarantees frame all of it: UP will never close what was previously open, and the mission-lock places the institution's intellectual property in the ANBI foundation, where it can never be sold or turned against the mission. What UP opens stays open.

Is the founder a single point of failure?

The institution is designed to be stronger than the people who start it. The mission lives in the legal charter and a board that appoints its own successors, not in any individual; eight-year term limits force renewal; and the founder's double role as Chairman and Acting CEO is a launch arrangement, separated as the executive team arrives. The nine-role executive team is recruited through a global search and presented at D-Day.

The Economic Engine

How will UP fund its mission?

Through the Three-Way Flywheel. The planned mission-locked company (designed for B Corp certification) will earn commercial revenue through UP Bank, UP BusinessBank, UP Ventures and UP Platform Services; its net profit will be divided, by its own charter, between the foundation (mission funding), UP Ventures (ecosystem capital), and the company itself (regulated capital and growth). Members are not the revenue source.

Why does a civic mission need a bank?

Because ending war, lifting people out of poverty and repairing the climate require capital mobilised in the trillions — and an institution that cannot reach that scale of capital remains, however well-intentioned, just another NGO. Earning a member's trust — and with it the right to hold their deposits and their mortgage — is the workable way to turn civic goodwill into the financial relationship the mission requires. The trust engine and the bank are one engine, seen twice.

How does UP Bank reach the deposits in the model?

Through member take-up and banking's place inside the HUB and NAVi — not through conventional marketing spend. The Medium case models €700B in deposits at the first horizon (100M members) and €10.5T at the second (~500M). The comparators are the digital banks that have already grown deposits across millions of customers at speed within the past five years — Revolut and Nubank among them. The deposit case rests on the same trust that earns membership; The Numbers page and the Demand Analysis carry the comparator detail.

What is the mission-lock, and how is it enforceable?

The legal mechanism that makes the company's purpose permanent. Its Articles — its charter — will make the purpose and the Flywheel split impossible to amend against the Tenets; the foundation controls the company as shareholder, with a special 'golden share' binding even the foundation itself; and B Corp certification — which the Articles are written to qualify for from the day the company is formed — will add audited public accountability once it is eligible to apply. Value cannot be redirected to investor returns, extracted in a sale, or quietly unwound by amendment.

Are the financial projections forecasts?

No. They are design specifications — one central design case, built from the ground up and benchmarked to real institutions (NuBank, ING, Starling, Monzo, HSBC Commercial, TPG Rise), presented as what the institution must be to do what it claims. The most sensitive assumptions are named, with their sensitivities stated, and flagged for testing in operation.

The Plan, Capital & Risk

What is D-Day?

The public launch of the institution — planned for the Peace Palace in The Hague — at the turn of the ninth and tenth months after funding: the first three GlobalCircles, UP HUB v1 and NAVi v1, live together. D-Day is the smallest complete version of the institution that works as the thing it claims to be.

Why not run a pilot first?

Because what would be piloted would not be UP. Its components — circles, projects, civic banking, AI-supported coordination — already exist in best-in-class form at thousands of organisations; AA, Rotary, Grameen and Mondragón all do individual parts better than UP will at first launch. UP's claim is the combination: the extra value created when the parts are coupled. Only the system can validate the system — and D-Day is exactly that test.

What category of capital is UP seeking?

Founding capital for an institution — neither venture capital (no exit; the company is mission-locked) nor a grant (the company is fully commercial and funds the mission permanently). The mission cannot be altered; everything beneath it is expected to change as the institution learns. Capital is released in gate-reviewed stages — Sprint, Build, Deploy — each producing something a funder can examine before the next commits.

What is the size of the ask?

A capital staircase, released in stages. Sprint is roughly €2.5M over thirteen weeks; Build is roughly €11.5M over six months — about €14M in total to D-Day. The full three-year Deploy programme is modelled at €170–200M: the path by which UP reaches operational maturity at scale. Sprint and Build are the immediate ask, each gate-reviewed and each producing something a funder can examine before the next is committed.

What is UP's filter on funders?

Alignment on the structure of the commitment, not agreement on every detail. UP looks for funders who commit to the mission and accept that tactics will change as the institution learns — not funders who require particular operational outcomes. The mission can never be revoked; the tactics improve as we learn. A funder who insists on specific results is not the right founding-capital match; a funder who commits to UP becoming the institution democratic society needs, and accepts the iterative path there, is.

What does a funder receive?

Recognition as a founding figure of the institution; full visibility into the design, the Sprint, and the gate decisions; a place in the institutional ceremonies. And not: equity, control, return of capital, or dividends. Under Dutch public-benefit law the foundation can offer nothing of financial value in return — which is precisely what founding means.

What if UP doesn't reach 100 million members by 2035?

The institution's viability does not depend on hitting the number exactly — the horizon establishes operational maturity and proof of the architecture, and Conservative and Optimistic scenarios bracket the Medium case. If a pathway underperforms, the institution adapts rather than ends: the model leans longer on philanthropic capital, or the first horizon extends toward 2038–2040. The named tests are published either way.

What is the demand evidence?

Two tracks. The first tests each component against real comparators — LocalCircles against AA and Rotary, the civic-action layer against the civic-tech sector, UP Bank against Revolut, Nubank and Monzo, UP Ventures against impact-investing benchmarks. The second tests the combination claim itself: that the coupled system yields more than the sum of those parts. On the analysis, demand supports or improves on the Medium-case projections; the full workings open in due diligence.

What if regulation blocks UP Bank?

UP Bank is designed for Dutch and European banking regulation — jurisdictions with established frameworks for licensed retail banking — and its commercial design is built to be compatible with them, not dependent on exceptions. The risk is real but bounded. Were a particular jurisdiction to present a block, UP could operate without bank services in that market while the foundation and the Circle infrastructure carry on. The bank is load-bearing for the financial engine, not for the institution's existence.

What if AI outpaces UP's relevance?

UP treats AI as a load-bearing component, not a competitor. NAVi is woven into the institution from D-Day onward, and the bet is that more capable AI makes civic infrastructure more valuable, not less: the bottleneck in coordinated civic action has never been computing power — it has been institutional form. UP supplies the form. As models grow more capable, the thing they still lack a home for is precisely what UP builds.

Still asking?

The Memorandum is legible on its own; the Appendix is where it is proven. Write to the founder — bob.westrope@unitedpeoples.earth.

For Funders

Found it.

The Founding Memorandum, the shape of the Due Diligence Book, and a walkthrough of the working demonstration — with a personal reply from The Hague within 48 hours.

Request the Founding Memorandum